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Halo Financial was founded in 2005 by Gavin Herridge and David Johnson. The privately owned company is headquartered in London, and serves only residents and citizens of the UK due to regulatory requirements.

Halo Financial supports one-off payments as well as recurring payments for both business and personal users. While only GBP and EUR are available to sell, 25 currencies can be bought.

Halo Financial supports both spot and forward transactions. A small deposit may be required for forward transactions. Payments can be made via bank transfer only.

Halo Financial supports both business and personal users. The service is recommended for large transactions, as transfers above £5,000 are free of cost (no transfer fee is charged).

The registration process for Halo Financial can be completed in minutes for individuals, while it may take a bit longer for businesses. This is due to additional verification involved. However, even business accounts are activated within the same working day.

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